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Riverhead CDP, NY

ZIP 11901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11901

Median Home Value
$437,500
Median Rent
$2,080
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,810/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11901 in Riverhead CDP, NY, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,810. That is about 44% above the local median household income ($83,252), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.0%+7% vs US avg
x
Vacancy Rate
13.1%+27% vs US avg
x
Broadband Access
89.2%+2% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
7.6%-41% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
35.5%-28% vs US avg
x
Mortgage-Free
54.1%+42% vs US avg
x
$437,500
Home Value
$2,080
Rent
1979
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.4%
  • 1-unit attached8.8%
  • 2-9 units7.4%
  • 10+ units2.7%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$437,500
Median rent$2,080
Owner-occupied70.0%
Vacant13.1%
Price-to-income5.3x
Est. income to buy$120,000