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Wading River CDP, NY

ZIP 11792 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11792

Median Home Value
$557,700
Median Rent
N/A
Affordability Snapshot
$154,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,583/mo PITI).

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 11792 in Wading River CDP, NY, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,583. That is roughly in line with the local median household income ($147,100). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
98.8%+51% vs US avg
x
Vacancy Rate
8.9%-13% vs US avg
x
Broadband Access
98.5%+13% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
36.3%-5% vs US avg
x
$557,700
Home Value
N/A
Rent
1978
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.1%
  • 1-unit attached1.4%
  • 2-9 units0.0%
  • 10+ units1.0%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$557,700
Median rent$-666,666,666
Owner-occupied98.8%
Vacant8.9%
Price-to-income3.8x
Est. income to buy$154,000