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Sayville CDP, NY

ZIP 11782 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11782

Median Home Value
$614,300
Median Rent
$2,213
Affordability Snapshot
$169,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,946/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11782 in Sayville CDP, NY, a household would need roughly $169,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,946. That is about 17% above the local median household income ($144,786), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
19.4%+88% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
36.0%-28% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$614,300
Home Value
$2,213
Rent
1965
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.6%
  • 1-unit attached2.5%
  • 2-9 units8.4%
  • 10+ units9.3%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$614,300
Median rent$2,213
Owner-occupied76.3%
Vacant19.4%
Price-to-income4.2x
Est. income to buy$169,000