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Medford CDP, NY

ZIP 11763 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11763

Median Home Value
$435,200
Median Rent
$2,154
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,796/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11763 in Medford CDP, NY, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,796. That is roughly in line with the local median household income ($119,286). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
35.3%-29% vs US avg
x
Mortgage-Free
33.3%-13% vs US avg
x
$435,200
Home Value
$2,154
Rent
1976
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.3%
  • 1-unit attached10.7%
  • 2-9 units5.5%
  • 10+ units3.3%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$435,200
Median rent$2,154
Owner-occupied89.5%
Vacant4.0%
Price-to-income3.6x
Est. income to buy$120,000