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Central Islip CDP, NY

ZIP 11722 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11722

Median Home Value
$407,100
Median Rent
$1,939
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,615/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11722 in Central Islip CDP, NY, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,615. That is roughly in line with the local median household income ($110,365). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
8.8%-15% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
12.7%-14% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
35.2%-29% vs US avg
x
Mortgage-Free
28.5%-25% vs US avg
x
$407,100
Home Value
$1,939
Rent
1969
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.3%
  • 1-unit attached14.2%
  • 2-9 units9.2%
  • 10+ units9.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$407,100
Median rent$1,939
Owner-occupied77.0%
Vacant8.8%
Price-to-income3.7x
Est. income to buy$112,000