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Barnum Island CDP, NY

ZIP 11558 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11558

Median Home Value
$601,500
Median Rent
$1,952
Affordability Snapshot
$166,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,864/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11558 in Barnum Island CDP, NY, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,864. That is about 52% above the local median household income ($109,443), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.7%-3% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
3.5%-50% vs US avg
x
Rent Burden >30%
39.7%-20% vs US avg
x
Mortgage-Free
38.1%-0% vs US avg
x
$601,500
Home Value
$1,952
Rent
1961
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.4%
  • 1-unit attached4.0%
  • 2-9 units26.5%
  • 10+ units12.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$601,500
Median rent$1,952
Owner-occupied63.7%
Vacant5.5%
Price-to-income5.5x
Est. income to buy$166,000