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Freeport village, NY

ZIP 11520 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11520

Median Home Value
$480,600
Median Rent
$1,871
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,087/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11520 in Freeport village, NY, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,087. That is roughly in line with the local median household income ($119,407). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.2%+9% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
8.1%-45% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$480,600
Home Value
$1,871
Rent
1952
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached1.7%
  • 2-9 units10.6%
  • 10+ units25.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$480,600
Median rent$1,871
Owner-occupied71.2%
Vacant5.3%
Price-to-income4.0x
Est. income to buy$132,000