ZIP Code 11509 — Atlantic Beach village, NY Demographics & Data

ZIP code 11509 covers Atlantic Beach, NY in Nassau County with a population of about 1,747.

At a glance, the area shows median age of 56.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 363, 516; U.S. House district NY-4; the NEW YORK media market.

Atlantic Beach, NY sits in a university / college context (near yeshiva of far rockaway derech ayson rabbinical seminary (1.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 11509 is about $162,500 — about 116% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.7%; unemployment rate near 1.6%; 60.2% of adults with a bachelor’s degree or higher (about 26.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $991,000 — about 185% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $3,063 (about 163% above the U.S. median rent ($1,163)), and owner-occupancy near 91.3% (about 25.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 11509 in Atlantic Beach, NY, a household would need roughly $273,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,366. That is about 68% above the local median household income ($162,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Atlantic Beach village, NY as Relatively High (composite score 97.1), which is among the highest nationally. The strongest component scores on US5 are flood (98.2) and hurricane (95.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Atlantic Beach village, NY show little to no average snow and around 43.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 75 for ZIP 11509 (Atlantic Beach village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.