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New York city, NY

ZIP 11207 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11207

Median Home Value
$657,400
Median Rent
$1,326
Affordability Snapshot
$181,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,223/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11207 in New York city, NY, a household would need roughly $181,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,223. That is about 227% above the local median household income ($55,419), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
26.9%-59% vs US avg
x
Vacancy Rate
7.2%-31% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
33.3%-13% vs US avg
x
$657,400
Home Value
$1,326
Rent
1955
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached4.3%
  • 1-unit attached10.9%
  • 2-9 units50.5%
  • 10+ units34.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$657,400
Median rent$1,326
Owner-occupied26.9%
Vacant7.2%
Price-to-income11.9x
Est. income to buy$181,000