US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 11003
  5. Housing & Real Estate
Elmont CDP, NY

ZIP 11003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11003

Median Home Value
$576,500
Median Rent
$2,048
Affordability Snapshot
$159,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,703/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11003 in Elmont CDP, NY, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,703. That is about 29% above the local median household income ($123,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Historic housing stock (26% built before 1939)

Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
25.8%+102% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.3%-59% vs US avg
x
Mortgage-Free
28.0%-27% vs US avg
x
$576,500
Home Value
$2,048
Rent
1952
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.6%
  • 1-unit attached1.7%
  • 2-9 units12.1%
  • 10+ units1.3%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$576,500
Median rent$2,048
Owner-occupied80.5%
Vacant4.5%
Price-to-income4.7x
Est. income to buy$159,000