ZIP Code 10981 — undefined, undefined Demographics & Data

ZIP code 10981 covers ZIP 10981 with a population of about 8,012.

At a glance, the area shows median age of 39.5 (near the U.S. median).

It sits in the NEW YORK media market.

ZIP 10981 ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$159,054)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 10981 is about $159,054 — about 112% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 3.4%; 45.2% of adults with a bachelor’s degree or higher (about 11.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 20.1% of workers reporting work-from-home (about 4.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $449,000 — about 29% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,938 (about 67% above the U.S. median rent ($1,163)), and owner-occupancy near 92.8% (about 27.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10981, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,884. That sits below the local median household income ($159,054), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.