ZIP Code 10921 — Florida village, NY Demographics & Data

ZIP code 10921 covers Florida, NY in Orange County with a population of about 4,358.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area codes 329, 845; U.S. House district NY-18; the NEW YORK media market.

Median household income in ZIP 10921 is about $107,500 — about 43% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 3.0%; 30.9% of adults with a bachelor’s degree or higher (about 2.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Construction; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $375,200 — about 8% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,708 (about 47% above the U.S. median rent ($1,163)), and owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 10921 in Florida, NY, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,410. That is roughly in line with the local median household income ($107,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Florida village, NY as Relatively Moderate (composite score 90.6), which is among the highest nationally. The strongest component scores on US5 are flood (93.4) and hurricane (90.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Florida village, NY show little to no average snow and around 44.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 188 for ZIP 10921 (Florida village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.