US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10706
  5. Housing & Real Estate
Hastings-on-Hudson village, NY

ZIP 10706 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10706

Median Home Value
$866,200
Median Rent
$1,885
Affordability Snapshot
$238,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,564/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10706 in Hastings-on-Hudson village, NY, a household would need roughly $238,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,564. That is about 34% above the local median household income ($177,031), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
1.6%-84% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
13.4%+4% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.2%-84% vs US avg
x
Mortgage-Free
39.8%+4% vs US avg
x
$866,200
Home Value
$1,885
Rent
1944
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.8%
  • 1-unit attached8.9%
  • 2-9 units22.4%
  • 10+ units16.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$866,200
Median rent$1,885
Owner-occupied79.6%
Vacant1.6%
Price-to-income4.9x
Est. income to buy$238,000