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White Plains city, NY

ZIP 10606 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10606

Median Home Value
$667,900
Median Rent
$2,259
Affordability Snapshot
$184,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,290/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10606 in White Plains city, NY, a household would need roughly $184,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,290. That is about 60% above the local median household income ($114,956), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
37.5%-43% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
24.6%-50% vs US avg
x
Mortgage-Free
32.9%-14% vs US avg
x
$667,900
Home Value
$2,259
Rent
1961
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached28.0%
  • 1-unit attached3.4%
  • 2-9 units23.5%
  • 10+ units45.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$667,900
Median rent$2,259
Owner-occupied37.5%
Vacant7.2%
Price-to-income5.8x
Est. income to buy$184,000