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Verplanck CDP, NY

ZIP 10596 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10596

Median Home Value
$448,900
Median Rent
$1,479
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,884/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10596 in Verplanck CDP, NY, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,884. That is about 51% above the local median household income ($81,893), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (23% built before 1939)

Owner Occupied
61.4%-6% vs US avg
x
Vacancy Rate
13.6%+32% vs US avg
x
Broadband Access
82.0%-6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
23.3%+82% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
35.3%-29% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$448,900
Home Value
$1,479
Rent
1947
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.3%
  • 1-unit attached10.9%
  • 2-9 units20.2%
  • 10+ units11.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$448,900
Median rent$1,479
Owner-occupied61.4%
Vacant13.6%
Price-to-income5.5x
Est. income to buy$124,000