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Scotts Corners CDP, NY

ZIP 10576 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10576

Median Home Value
$1,014,900
Median Rent
$3,501
Affordability Snapshot
$279,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,519/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10576 in Scotts Corners CDP, NY, a household would need roughly $279,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,519. That is about 23% above the local median household income ($227,344), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
93.5%+43% vs US avg
x
Vacancy Rate
8.1%-21% vs US avg
x
Broadband Access
99.5%+14% vs US avg
x
4+ Bedrooms
16.0%+8% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
30.5%-39% vs US avg
x
Mortgage-Free
41.0%+7% vs US avg
x
$1,014,900
Home Value
$3,501
Rent
1970
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.3%
  • 1-unit attached1.7%
  • 2-9 units3.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,014,900
Median rent$3,501
Owner-occupied93.5%
Vacant8.1%
Price-to-income4.5x
Est. income to buy$279,000