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Golden's Bridge CDP, NY

ZIP 10536 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10536

Median Home Value
$854,000
Median Rent
$2,304
Affordability Snapshot
$235,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,486/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10536 in Golden's Bridge CDP, NY, a household would need roughly $235,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,486. That is roughly in line with the local median household income ($239,063). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.4%+35% vs US avg
x
Vacancy Rate
8.4%-18% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
34.0%-32% vs US avg
x
Mortgage-Free
33.6%-12% vs US avg
x
$854,000
Home Value
$2,304
Rent
1964
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.1%
  • 1-unit attached1.4%
  • 2-9 units3.3%
  • 10+ units1.5%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$854,000
Median rent$2,304
Owner-occupied88.4%
Vacant8.4%
Price-to-income3.6x
Est. income to buy$235,000