US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10526
  5. Housing & Real Estate
Golden's Bridge CDP, NY

ZIP 10526 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10526

Median Home Value
$795,200
Median Rent
$2,094
Affordability Snapshot
$219,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,108/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10526 in Golden's Bridge CDP, NY, a household would need roughly $219,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,108. That sits below the local median household income ($250,001), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (20% built before 1939)

Owner Occupied
92.2%+41% vs US avg
x
Vacancy Rate
9.2%-11% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
11.7%-21% vs US avg
x
Built Pre-1939
20.3%+58% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
33.8%-12% vs US avg
x
$795,200
Home Value
$2,094
Rent
1972
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.2%
  • 1-unit attached17.6%
  • 2-9 units6.3%
  • 10+ units5.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$795,200
Median rent$2,094
Owner-occupied92.2%
Vacant9.2%
Price-to-income3.2x
Est. income to buy$219,000