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New York city, NY

ZIP 10469 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10469

Median Home Value
$640,400
Median Rent
$1,485
Affordability Snapshot
$176,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,114/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10469 in New York city, NY, a household would need roughly $176,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,114. That is about 132% above the local median household income ($76,018), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.6%-23% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
15.3%+20% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
31.0%-38% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$640,400
Home Value
$1,485
Rent
1952
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.7%
  • 1-unit attached27.6%
  • 2-9 units38.7%
  • 10+ units14.5%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$640,400
Median rent$1,485
Owner-occupied50.6%
Vacant6.0%
Price-to-income8.4x
Est. income to buy$176,000