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New York city, NY

ZIP 10463 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10463

Median Home Value
$352,200
Median Rent
$1,478
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,262/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10463 in New York city, NY, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,262. That is about 33% above the local median household income ($72,952), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
35.0%-47% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
10.2%-21% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
55.6%+45% vs US avg
x
$352,200
Home Value
$1,478
Rent
1955
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.3%
  • 1-unit attached1.8%
  • 2-9 units7.7%
  • 10+ units86.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$352,200
Median rent$1,478
Owner-occupied35.0%
Vacant3.4%
Price-to-income4.8x
Est. income to buy$97,000