US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10454
  5. Housing & Real Estate
New York city, NY

ZIP 10454 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10454

Median Home Value
$780,800
Median Rent
$978
Affordability Snapshot
$215,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,016/mo PITI).

43%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

28.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

66.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10454 in New York city, NY, a household would need roughly $215,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,016. That is about 682% above the local median household income ($27,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
6.4%-90% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
78.7%-10% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
8.5%-33% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
35.6%-28% vs US avg
x
Mortgage-Free
20.8%-46% vs US avg
x
$780,800
Home Value
$978
Rent
1964
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.0%
  • 1-unit attached3.5%
  • 2-9 units19.5%
  • 10+ units73.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$780,800
Median rent$978
Owner-occupied6.4%
Vacant3.2%
Price-to-income28.4x
Est. income to buy$215,000