US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 10303
  5. Housing & Real Estate
New York city, NY

ZIP 10303 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10303

Median Home Value
$457,600
Median Rent
$1,295
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,940/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10303 in New York city, NY, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,940. That is about 59% above the local median household income ($79,429), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
8.8%-15% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.0%-100% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
29.4%-23% vs US avg
x
$457,600
Home Value
$1,295
Rent
1979
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached27.2%
  • 1-unit attached31.2%
  • 2-9 units30.8%
  • 10+ units9.6%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$457,600
Median rent$1,295
Owner-occupied62.3%
Vacant8.8%
Price-to-income5.8x
Est. income to buy$126,000