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New York city, NY

ZIP 10035 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10035

Median Home Value
$663,500
Median Rent
$1,172
Affordability Snapshot
$183,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,262/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

16.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

47.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10035 in New York city, NY, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,262. That is about 351% above the local median household income ($40,556), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
9.9%-85% vs US avg
x
Vacancy Rate
7.9%-24% vs US avg
x
Broadband Access
78.3%-10% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
29.6%-41% vs US avg
x
Mortgage-Free
30.1%-21% vs US avg
x
$663,500
Home Value
$1,172
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.1%
  • 1-unit attached0.5%
  • 2-9 units16.5%
  • 10+ units81.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$663,500
Median rent$1,172
Owner-occupied9.9%
Vacant7.9%
Price-to-income16.4x
Est. income to buy$183,000