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New York city, NY

ZIP 10027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10027

Median Home Value
$915,000
Median Rent
$1,446
Affordability Snapshot
$252,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,878/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

14.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

52.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10027 in New York city, NY, a household would need roughly $252,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,878. That is about 292% above the local median household income ($64,220), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
15.7%-76% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
87.0%-0% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
44.7%+17% vs US avg
x
$915,000
Home Value
$1,446
Rent
1943
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.4%
  • 1-unit attached1.4%
  • 2-9 units17.1%
  • 10+ units79.9%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$915,000
Median rent$1,446
Owner-occupied15.7%
Vacant12.6%
Price-to-income14.2x
Est. income to buy$252,000