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New York city, NY

ZIP 10025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10025

Median Home Value
$1,125,200
Median Rent
$1,917
Affordability Snapshot
$310,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,228/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

48.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10025 in New York city, NY, a household would need roughly $310,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,228. That is about 184% above the local median household income ($109,195), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
30.7%-53% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
24.7%-50% vs US avg
x
Mortgage-Free
52.4%+37% vs US avg
x
$1,125,200
Home Value
$1,917
Rent
1938
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.6%
  • 1-unit attached0.7%
  • 2-9 units6.5%
  • 10+ units92.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,125,200
Median rent$1,917
Owner-occupied30.7%
Vacant13.9%
Price-to-income10.3x
Est. income to buy$310,000