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New York city, NY

ZIP 10002 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10002

Median Home Value
$808,500
Median Rent
$1,134
Affordability Snapshot
$223,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,194/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

17.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

59.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10002 in New York city, NY, a household would need roughly $223,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,194. That is about 379% above the local median household income ($46,525), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
18.6%-72% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
82.0%-6% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
7.0%-45% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
25.4%-49% vs US avg
x
Mortgage-Free
58.5%+53% vs US avg
x
$808,500
Home Value
$1,134
Rent
1953
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.8%
  • 1-unit attached0.2%
  • 2-9 units7.8%
  • 10+ units91.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$808,500
Median rent$1,134
Owner-occupied18.6%
Vacant9.8%
Price-to-income17.4x
Est. income to buy$223,000