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New York city, NY

ZIP 10001 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 10001

Median Home Value
$793,000
Median Rent
$2,854
Affordability Snapshot
$218,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,094/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 10001 in New York city, NY, a household would need roughly $218,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,094. That is about 77% above the local median household income ($123,393), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
23.6%-64% vs US avg
x
Vacancy Rate
14.0%+36% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
56.3%+47% vs US avg
x
$793,000
Home Value
$2,854
Rent
1970
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.9%
  • 1-unit attached0.4%
  • 2-9 units6.6%
  • 10+ units91.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$793,000
Median rent$2,854
Owner-occupied23.6%
Vacant14.0%
Price-to-income6.4x
Est. income to buy$218,000