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New Brunswick city, NJ

ZIP 08901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08901

Median Home Value
$316,800
Median Rent
$1,573
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,035/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08901 in New Brunswick city, NJ, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,035. That is about 44% above the local median household income ($60,248), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
21.8%-67% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
32.5%-35% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$316,800
Home Value
$1,573
Rent
1967
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached22.9%
  • 1-unit attached6.5%
  • 2-9 units34.5%
  • 10+ units35.5%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$316,800
Median rent$1,573
Owner-occupied21.8%
Vacant6.8%
Price-to-income5.3x
Est. income to buy$87,000