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Sayreville borough, NJ

ZIP 08872 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08872

Median Home Value
$404,300
Median Rent
$1,390
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,597/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08872 in Sayreville borough, NJ, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,597. That is roughly in line with the local median household income ($97,204). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.0%-10% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
40.7%+7% vs US avg
x
$404,300
Home Value
$1,390
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.4%
  • 1-unit attached15.8%
  • 2-9 units18.4%
  • 10+ units17.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$404,300
Median rent$1,390
Owner-occupied59.0%
Vacant5.8%
Price-to-income4.2x
Est. income to buy$111,000