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Rutgers University-Livingston Campus CDP, NJ

ZIP 08854 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08854

Median Home Value
$423,900
Median Rent
$1,816
Affordability Snapshot
$117,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,723/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08854 in Rutgers University-Livingston Campus CDP, NJ, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,723. That is roughly in line with the local median household income ($126,331). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.9%-1% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
13.2%-73% vs US avg
x
Mortgage-Free
30.7%-20% vs US avg
x
$423,900
Home Value
$1,816
Rent
1974
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.5%
  • 1-unit attached8.4%
  • 2-9 units14.7%
  • 10+ units19.3%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$423,900
Median rent$1,816
Owner-occupied64.9%
Vacant4.1%
Price-to-income3.4x
Est. income to buy$117,000