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Monmouth Junction CDP, NJ

ZIP 08852 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08852

Median Home Value
$489,100
Median Rent
$1,699
Affordability Snapshot
$135,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,142/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08852 in Monmouth Junction CDP, NJ, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,142. That is roughly in line with the local median household income ($121,771). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.9%+1% vs US avg
x
Vacancy Rate
1.0%-90% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
22.6%-55% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$489,100
Home Value
$1,699
Rent
1989
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached35.9%
  • 1-unit attached20.7%
  • 2-9 units16.2%
  • 10+ units20.4%
  • Mobile home & other6.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$489,100
Median rent$1,699
Owner-occupied65.9%
Vacant1.0%
Price-to-income4.0x
Est. income to buy$135,000