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Fords CDP, NJ

ZIP 08837 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08837

Median Home Value
$432,500
Median Rent
$1,680
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,778/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08837 in Fords CDP, NJ, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,778. That is roughly in line with the local median household income ($107,948). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.2%-23% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
36.5%-4% vs US avg
x
$432,500
Home Value
$1,680
Rent
1967
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached35.5%
  • 1-unit attached9.9%
  • 2-9 units24.8%
  • 10+ units29.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$432,500
Median rent$1,680
Owner-occupied50.2%
Vacant4.1%
Price-to-income4.0x
Est. income to buy$119,000