ZIP 08818 — Housing & Real Estate

To comfortably buy a median-priced home in ZIP 08818, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,855. That is roughly in line with the local median household income ($106,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.