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Holiday City-Berkeley CDP, NJ

ZIP 08757 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08757

Median Home Value
$253,200
Median Rent
$1,441
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,626/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08757 in Holiday City-Berkeley CDP, NJ, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,626. That is about 25% above the local median household income ($56,133), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.4%+32% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
47.2%-5% vs US avg
x
Mortgage-Free
51.8%+36% vs US avg
x
$253,200
Home Value
$1,441
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.6%
  • 1-unit attached1.1%
  • 2-9 units3.4%
  • 10+ units2.7%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$253,200
Median rent$1,441
Owner-occupied86.4%
Vacant6.6%
Price-to-income4.5x
Est. income to buy$70,000