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Trenton city, NJ

ZIP 08618 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08618

Median Home Value
$211,800
Median Rent
$1,002
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,361/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08618 in Trenton city, NJ, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,361. That is about 20% above the local median household income ($48,179), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
41.2%-37% vs US avg
x
Vacancy Rate
10.8%+4% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
12.6%-2% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
28.3%-43% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$211,800
Home Value
$1,002
Rent
1955
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached29.1%
  • 1-unit attached26.1%
  • 2-9 units19.8%
  • 10+ units25.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,800
Median rent$1,002
Owner-occupied41.2%
Vacant10.8%
Price-to-income4.4x
Est. income to buy$58,000