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White Horse CDP, NJ

ZIP 08610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08610

Median Home Value
$248,900
Median Rent
$1,325
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,599/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08610 in White Horse CDP, NJ, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,599. That sits below the local median household income ($87,159), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.8%+4% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
12.2%-5% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.9%-46% vs US avg
x
Mortgage-Free
34.0%-11% vs US avg
x
$248,900
Home Value
$1,325
Rent
1955
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached14.3%
  • 2-9 units12.4%
  • 10+ units9.3%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$248,900
Median rent$1,325
Owner-occupied67.8%
Vacant2.5%
Price-to-income2.9x
Est. income to buy$69,000