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Rocky Hill borough, NJ

ZIP 08553 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08553

Median Home Value
$608,200
Median Rent
$1,567
Affordability Snapshot
$167,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,907/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08553 in Rocky Hill borough, NJ, a household would need roughly $167,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,907. That is about 31% above the local median household income ($127,344), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.9%+16% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
98.1%+13% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
11.7%-76% vs US avg
x
Mortgage-Free
41.7%+9% vs US avg
x
$608,200
Home Value
$1,567
Rent
1955
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.4%
  • 1-unit attached7.5%
  • 2-9 units20.1%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$608,200
Median rent$1,567
Owner-occupied75.9%
Vacant0.0%
Price-to-income4.8x
Est. income to buy$167,000