ZIP Code 08311 — Cedarville CDP, NJ Demographics & Data

ZIP code 08311 covers Cedarville, NJ in Cumberland County with a population of about 1,656.

At a glance, the area shows median age of 44.1 versus a U.S. median of about 38.9.

It sits in telephone area code 856; U.S. House district NJ-2; the PHILADELPHIA media market.

Median household income in ZIP 08311 is about $74,352 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.3%; unemployment rate near 8.2%; 16.5% of adults with a bachelor’s degree or higher (about 17.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Agriculture, and Other services; about 7.6% of workers reporting work-from-home (about 7.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $195,400 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,061 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08311 in Cedarville, NJ, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,255. That sits below the local median household income ($74,352), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedarville CDP, NJ as Relatively Moderate (composite score 82.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (91.9) and wildfire (85.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedarville CDP, NJ show little to no average snow and around 43.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 107 for ZIP 08311 (Cedarville CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.