ZIP Code 08234 — English Creek CDP, NJ Demographics & Data

ZIP code 08234 covers English Creek, NJ in Atlantic County with a population of about 46,856.

At a glance, the area shows median age of 41.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 609, 640; U.S. House district NJ-2; the PHILADELPHIA media market.

Median household income in ZIP 08234 is about $96,604 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 7.9%; 34.9% of adults with a bachelor’s degree or higher (about 1.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Arts and entertainment; about 10.2% of workers reporting work-from-home (about 5.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $285,700 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,158 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 83.8% (about 18.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08234 in English Creek, NJ, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,835. That sits below the local median household income ($96,604), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for English Creek CDP, NJ as Relatively Moderate (composite score 93.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (95.8) and wildfire (94.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for English Creek CDP, NJ show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,016 for ZIP 08234 (English Creek CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.