US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 08230
  5. Housing & Real Estate
Seaville CDP, NJ

ZIP 08230 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08230

Median Home Value
$406,900
Median Rent
$1,424
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,614/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08230 in Seaville CDP, NJ, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,614. That is roughly in line with the local median household income ($110,667). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
95.6%+46% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
6.7%-54% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
11.9%-76% vs US avg
x
Mortgage-Free
35.7%-7% vs US avg
x
$406,900
Home Value
$1,424
Rent
1986
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.3%
  • 1-unit attached7.2%
  • 2-9 units2.4%
  • 10+ units0.0%
  • Mobile home & other17.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$406,900
Median rent$1,424
Owner-occupied95.6%
Vacant14.8%
Price-to-income3.7x
Est. income to buy$112,000