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Cape May Point borough, NJ

ZIP 08212 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08212

Median Home Value
$987,200
Median Rent
N/A
Affordability Snapshot
$272,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,342/mo PITI).

11.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 08212 in Cape May Point borough, NJ, a household would need roughly $272,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,342. That is about 208% above the local median household income ($88,333), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 87% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
87.2%+746% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
9.0%-39% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Mortgage-Free
69.0%+81% vs US avg
x
$987,200
Home Value
N/A
Rent
1966
Year Built
1994
Moved In

Residents have lived here since ~1994 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.0%
  • 1-unit attached3.7%
  • 2-9 units3.4%
  • 10+ units0.0%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$987,200
Median rent$-666,666,666
Owner-occupied100.0%
Vacant87.2%
Price-to-income11.2x
Est. income to buy$272,000