ZIP Code 08094 — Williamstown CDP, NJ Demographics & Data

ZIP code 08094 covers Williamstown, NJ in Gloucester County with a population of about 40,542.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 856; U.S. House district NJ-1; the PHILADELPHIA media market.

Median household income in ZIP 08094 is about $92,125 — about 23% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.0%; unemployment rate near 5.3%; 27.5% of adults with a bachelor’s degree or higher (about 6.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 10.4% of workers reporting work-from-home (about 4.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $260,200 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,278 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 82.6% (about 17.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08094 in Williamstown, NJ, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,671. That sits below the local median household income ($92,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Williamstown CDP, NJ as Relatively Moderate (composite score 86.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.9) and hurricane (83.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Williamstown CDP, NJ show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,610 for ZIP 08094 (Williamstown CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.