US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 08075
  5. Housing & Real Estate
, NJ

ZIP 08075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 08075

Median Home Value
$288,200
Median Rent
$1,270
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,851/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 08075 in NJ, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,851. That sits below the local median household income ($94,576), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.1%+4% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
4.4%-65% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
32.8%-34% vs US avg
x
Mortgage-Free
30.8%-20% vs US avg
x
$288,200
Home Value
$1,270
Rent
1968
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.6%
  • 1-unit attached12.0%
  • 2-9 units16.8%
  • 10+ units10.4%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$288,200
Median rent$1,270
Owner-occupied68.1%
Vacant5.1%
Price-to-income3.0x
Est. income to buy$79,000