ZIP Code 08023 — Pennsville CDP, NJ Demographics & Data

ZIP code 08023 covers Pennsville, NJ in Salem County with a population of about 289.

At a glance, the area shows median age of 39.0 (near the U.S. median).

It sits in telephone area code 856; U.S. House district NJ-2; the PHILADELPHIA media market.

Pennsville, NJ sits in a university / college context (near salem community college (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 08023 is about $87,576 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 2.1% of adults with a bachelor’s degree or higher (about 31.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Manufacturing; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $175,800 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.7% (about 13.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08023 in Pennsville, NJ, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,129. That sits below the local median household income ($87,576), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pennsville CDP, NJ as Relatively Low (composite score 76.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (76.8) and flood (69.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pennsville CDP, NJ show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 08023 (Pennsville CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.