ZIP Code 07838 — Great Meadows CDP, NJ Demographics & Data

ZIP code 07838 covers Great Meadows, NJ in Warren County with a population of about 3,495.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area code 908; U.S. House district NJ-7; the NEW YORK media market.

Median household income in ZIP 07838 is about $121,563 — about 62% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.6%; unemployment rate near 3.1%; 42.5% of adults with a bachelor’s degree or higher (about 8.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Education; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $409,600 — about 18% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,691 (about 45% above the U.S. median rent ($1,163)), and owner-occupancy near 87.9% (about 22.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07838 in Great Meadows, NJ, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,631. That is roughly in line with the local median household income ($121,563). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Great Meadows CDP, NJ as Relatively Low (composite score 80.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.5) and hurricane (79.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Great Meadows CDP, NJ show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 225 for ZIP 07838 (Great Meadows CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.