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North Middletown CDP, NJ

ZIP 07748 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07748

Median Home Value
$568,000
Median Rent
$1,387
Affordability Snapshot
$156,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,649/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07748 in North Middletown CDP, NJ, a household would need roughly $156,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,649. That is roughly in line with the local median household income ($152,488). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.3%+33% vs US avg
x
Vacancy Rate
2.1%-80% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
9.3%-38% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
28.7%-25% vs US avg
x
$568,000
Home Value
$1,387
Rent
1971
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached10.7%
  • 2-9 units3.6%
  • 10+ units8.5%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$568,000
Median rent$1,387
Owner-occupied87.3%
Vacant2.1%
Price-to-income3.7x
Est. income to buy$156,000