ZIP Code 07737 — Leonardo CDP, NJ Demographics & Data

ZIP code 07737 covers Leonardo, NJ in Monmouth County with a population of about 4,158.

At a glance, the area shows median age of 39.5 (near the U.S. median).

It sits in telephone area codes 732, 848; U.S. House district NJ-4; the NEW YORK media market.

Median household income in ZIP 07737 is about $134,818 — about 79% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 10.5%; 51.5% of adults with a bachelor’s degree or higher (about 17.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Professional services; about 14.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $468,500 — about 35% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,201 (about 3% above the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07737 in Leonardo, NJ, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,010. That is roughly in line with the local median household income ($134,818). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Leonardo CDP, NJ as Relatively High (composite score 96.3), which is among the highest nationally. The strongest component scores on US5 are flood (95.8) and hurricane (93.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Leonardo CDP, NJ show little to no average snow and around 52.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 268 for ZIP 07737 (Leonardo CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.