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Deal borough, NJ

ZIP 07723 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07723

Median Home Value
$1,341,500
Median Rent
$1,313
Affordability Snapshot
$369,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,617/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

15.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

85.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07723 in Deal borough, NJ, a household would need roughly $369,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,617. That is about 326% above the local median household income ($86,563), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 72% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
71.5%+594% vs US avg
x
Broadband Access
85.6%-2% vs US avg
x
4+ Bedrooms
35.5%+140% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
32.5%-35% vs US avg
x
Mortgage-Free
59.7%+56% vs US avg
x
$1,341,500
Home Value
$1,313
Rent
1948
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.6%
  • 1-unit attached0.0%
  • 2-9 units3.6%
  • 10+ units8.5%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,341,500
Median rent$1,313
Owner-occupied66.5%
Vacant71.5%
Price-to-income15.5x
Est. income to buy$369,000