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Tinton Falls borough, NJ

ZIP 07722 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07722

Median Home Value
$871,400
Median Rent
$2,786
Affordability Snapshot
$240,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,598/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07722 in Tinton Falls borough, NJ, a household would need roughly $240,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,598. That is about 31% above the local median household income ($183,015), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
92.3%+41% vs US avg
x
Vacancy Rate
2.7%-74% vs US avg
x
Broadband Access
98.5%+13% vs US avg
x
4+ Bedrooms
28.0%+89% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
36.4%-5% vs US avg
x
$871,400
Home Value
$2,786
Rent
1980
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.6%
  • 1-unit attached3.0%
  • 2-9 units3.4%
  • 10+ units0.4%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$871,400
Median rent$2,786
Owner-occupied92.3%
Vacant2.7%
Price-to-income4.8x
Est. income to buy$240,000