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Woodcliff Lake borough, NJ

ZIP 07677 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07677

Median Home Value
$901,800
Median Rent
$2,629
Affordability Snapshot
$248,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,793/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07677 in Woodcliff Lake borough, NJ, a household would need roughly $248,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,793. That is about 17% above the local median household income ($211,233), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.7%+36% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
99.0%+14% vs US avg
x
4+ Bedrooms
26.4%+79% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
46.1%-7% vs US avg
x
Mortgage-Free
41.1%+8% vs US avg
x
$901,800
Home Value
$2,629
Rent
1969
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached3.3%
  • 2-9 units2.3%
  • 10+ units10.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$901,800
Median rent$2,629
Owner-occupied88.7%
Vacant4.4%
Price-to-income4.3x
Est. income to buy$248,000